Landlord Insurance | Buy-to-Let Property Insurance

For a quote on Landlords Insurance please click on one of the links below for an instant quote or alternatively if you prefer to speak with one of our landlord insurance experts.

We accept all types of tenanted properties including Professional Lets, Student Lets, DSS Lets, Holiday Homes, Blocks of Flats, Tyneside Flats, Asylum Seekers and Unoccupied properties. The product is designed for both single properties and portfolios for UK Landlords.

Let House Insurance for Landlords

Protect your nest egg

As a landlord you need to protect your investment for the lowest possible price. Active Insurance Brokers provides a range of landlord insurance policies. The key to any let property insurance is to provide landlords with the best combination of cover and value combined with an efficient and dedicated team of claims and underwriting experts.

Let Home Insurance for Landlords
Landlord Let Property insurance from Active is sourced from a panel of leading insurers ensuring that when you speak to a Active let property insurance expert you are accessing the widest possible market for Landlord Insurance.

Buy-to-Let House Insurance
We have access to the most competitive rates in the market and provide friendly and expert advice on every aspect of residential or commercial let property insurance for UK Landlords.

Protect Your Nest Egg with a Landlord Property Insurance

What can you insure on your Landlord Insurance policy?

• Buildings
• Contents
• Property Owners Liability
• Legal Expenses and Rent Guarantee
• Landlords Commercial Property
• Loss of Rent
• Accidental Damage

Instant Online Landlords Insurance
Landlords buildings insurance to suit your business from single residential lets to commercial property lets. Active let property insurance experts can provide with lower premiums without cutting service.

Many people like to give their property on rent to earn extra income from their property. When a property is given on rent, the landlord must ensure that an appropriate insurance policy should be purchased. Generally, a home insurance plan bought by the landlord may provide for most of the damages, but if the landlord requires that the items within the building be insured, a separate policy is required. This policy is called landlord insurance.

Landlord building insurance typically protects the landlord in event of damages to the property or the belongings of the landlord. The policy also protects the landlord against any claims that may be made by the person who has taken the property on rent or if the person gets injured or faces any damages. In this case, if the landlord has the appropriate policy, the insurance company will pay for the damages and the medical expenses in case there is an injury.

This insurance does provide coverage against natural calamities like floods and earthquakes. Essentially a landlords insurance policy is similar to a normal home insurance policy with a few differences that take into account the needs of the landlord.

Sometimes, the landlord suffers loss of income. This is typically true when the renter does not live in the rented property because of unfavorable living conditions. In this case, the landlord suffers a loss of rental income. If the owner has landlord insurance policy, he does not need to worry as this policy compensates for the loss of income.

Sometimes, the renter deliberately damages the property of the landlord. In this case, if the owner has a landlord insurance plan, the company will compensate for the damages done. There may be a possibility that the renter or a guest visiting the renter gets injured on the property. They may even sue the landlord. So, to protect against such damages and third party claims, the property owner must have an appropriate cover.

When buying landlord insurance policy, it must be ensured that the company from which it is being bought is a reliable one. One can ask for references and can even check the credentials of the company. One must check the price at which the policy is being offered. This type of insurance is not a very expensive policy. The amount of premium to be paid is also less as compared to other policies. The amount of premium depends on the type of policy purchased. One can pay the premium at fixed intervals of time which maybe weekly, monthly or quarterly. The benefits offered along with the policy must also be good.

Summary

Landlord insurance is the best way to get one’s property insured. This type of insurance protects the property owner and in some cases the renter.